Flight Training Financing Ideas

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So how do you plan on paying for your flight training?

Flight Training Financing Options

Flight training isn’t cheap, but it’s one of the best investments you can make in yourself. Whether you’re looking to become a private pilot or pursue a career in commercial aviation, there are a number of smart ways to finance your training.

Of course, the best way to pay is with savings — but if that’s not realistic for you right now, don’t worry. Below are several options to help you fund your dream of flying. Always ask your flight school if they offer any in-house financing or flexible payment plans before exploring outside lenders.

  1. Flight Training Scholarships & Grants: Many organizations offer scholarships for aspiring pilots. The best part? You don’t have to pay the money back.
  2. AOPA Flight Training Financing: Backed by the Aircraft Owners and Pilots Association, this option provides flexible aviation loans specifically for flight students.
  3. Federal Pell Grant: If you're enrolled in an accredited aviation college, you may qualify for up to $7,395 per year — money you don’t need to repay.
  4. Aviation Career Training Loans: Private lenders like Sallie Mae offer loans designed for vocational, trade, and flight school programs. Check for interest rates and repayment flexibility.
  5. GI Bill® & Veteran Benefits: If you're a U.S. military veteran, your GI Bill may cover part or all of your flight training. Be sure to choose a VA-approved school.
  6. Local Credit Unions: Many credit unions offer low-interest personal loans for education or career training, often with better terms than big banks.
  7. Pay-As-You-Go: Some schools allow you to pay per lesson or per hour. It might take longer, but it avoids debt and keeps you in control of your budget.